중동부유럽
연구정보
[경제] Country case studies on resolving problem loans in Europe: Crises, policies and institutions
중동부유럽 일반 국외연구자료 연구보고서 - Bruegel 발간일 : 2021-12-03 등록일 : 2022-01-05 원문링크
This book traces trends in nonperforming loans (NPLs) during and after financial crises in Asia and Europe. It examines the impact of high NPLs, compares the effectiveness of resolution strategies, and explores policy considerations.
In Chapter 6, Alexander Lehmann presents European country case studies on NPL resolution and NPL market development. Immediately after the European sovereign debt crisis, NPL resolution was hampered by slow economic recovery and prolonged recessions in several economies in the euro area periphery. Slow and belated national reforms further delayed recovery. Between 2014 and 2019, more assertive euro area bank supervision and EU-wide bank regulation helped set the stage for a regional framework that became more conducive to NPL resolution. When combined with national reforms, this strengthened EU framework helped significantly reduce NPL ratios in euro area countries. The case studies highlight lessons, including the importance of comprehensive definition of distressed assets, provisioning guidelines, and supervisory guidance to banks on NPL management as preconditions for effective resolution.
본 페이지에 등재된 자료는 운영기관(KIEP) 및 EMERiCs의 공식적인 입장을 대변하고 있지 않습니다.
| 이전글 | [경제] EU borrowing—time to think of the generation after next | 2022-01-05 |
|---|---|---|
| 다음글 | [환경] Europe’s path to net-zero | 2022-01-05 |
